Get rewarded for maintaining a healthy balance while enjoying low-cost transaction services and the peace of mind of a transparent fee structure. Plus you’ll receive an earnings credit based on your positive available balance to offset all or part of your monthly fee.
Transaction Fee Structure:
Features & Benefits:
Plus access to:
Effective as of 01 / 07 / 2025
| MINIMUM BALANCE TO OPEN 1 | MINIMUM BALANCE TO EARN APY | COMPOUNDING & CREDITING FREQUENCY | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) | |
|---|---|---|---|---|---|
| Non-Profit Checking | $100 | No Minimum | |||
| under $50,000 | Monthly | 0.20% | 0.20% | ||
| $50,000-$99,999.99 | Monthly | 0.25% | 0.25% | ||
| $100,000-$249,999 | Monthly | 0.30% | 0.30% | ||
| $250,000 + | Monthly | 0.35% | 0.35% |
1 May not be minimum to avoid a service charge.
The interest rate and Annual Percentage Yield (APY) may change weekly at the Bank’s discretion unless disclosed otherwise.
We use the average daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the available balance in the account each day.
Interest begins to accrue on the business day of deposit.
Fees may reduce earnings.
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